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Who we are looking for:
We are seeking a Fair and Responsible Banking (FARB) and CRA Data Analyst. This position is responsible for analyzing and interpreting complex data related to community reinvestment and fair banking practices. You will also be responsible for supporting the FaRB/CRA Officer in administering and maintaining the Fair and Responsible Banking and Community Reinvestment Act programs providing reasonable assurance that Cornerstone Capital Bank, SSB, and its affiliates and divisions are operating in compliance with applicable laws and regulations.
What you'll do:
- You'll gather data from lines of business (LOBs) and Market Representatives to include: HMDA, CRA, Services/Investments, Deposits, and Locations, along with additional information.
- You'll import and manage data in our RiskExec software and reporting templates for Second Line of Defense reporting to LOBs, Committees, and Board.
- You'll prepare enterprise aggregate reporting of the above quarterly.
- You'll collaborate with all lines of business and all seniority levels of Team Members.
- You'll perform periodic monitoring reviews of data integrity and LOB procedures.
- You'll assist with FaRB and CRA Risk Assessments, Plans, and Self-Assessments.
- You'll assist with supplemental LOB training as needed.
- You'll participate in FaRB and CRA Initiatives across the enterprise.
- You'll read and comprehend fair lending, UDAAP, and CRA laws, rules, regulations, and regulatory agency policy statements and guidance (Laws, Rules, and Regulations).
What you'll need to be successful:
- Proficiency in data analysis tools and software such as RiskExec, or similar software, SQL, Python, R, or SAS, or experience with pivot tables and data visualization tools like Tableau or Power BI is desirable
- Data processing experience from various core platforms
- Analytics in CRA, HMDA, and/or fair lending software
- Strong knowledge of CFPB's E-Regulations
- Working knowledge of Regulation B - Equal Credit Opportunity Act and Regulation C - Home Mortgage Disclosure Act
- Bank Compliance Environment, large bank CRA experience
- 5 years of experience with risk management practices and regulatory expectations
- Collaborative written and verbal communication with all levels of employees
- Ability to organize and prioritize tasks.
- Ability to multi-task, work independently, and meet deadlines
- Self-motivated team player
- Familiarity with the mortgage process and documents required
- Ability to adapt well to change
- Exceptional computer skills - proficiency in Microsoft Suite,
- Excellent verbal and written communication skills
- Demonstrate responsibilities for multi-faceted direction and planning
- Excellent analytical, problem-solving, organization, and time management skills
- Detail-oriented and ability to manage competing priorities
- Ability to take direction and comprehend training
Where you come in:
We are a great company with great people. We work in a tight-knit, goal-oriented team where our customers and other team members can rely on them to ensure accurate and timely service.
We invite you to explore Cornerstone and consider making this your last career destination.
What we offer:
Because we recognize and reward hard work, we offer a competitive salary, a full benefits package, and the potential for a performance-based bonus.
What to do next:
If Cornerstone Capital Bank sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you are a part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone.
As an Equal Opportunity Employer, the Company prohibits discrimination against any applicant or Team Member based on any legally- recognized basis, including, but not limited to race, color, religion, sex, pregnancy (including lactation, childbirth or related medical conditions), sexual orientation, gender identity and expression, age (40 and over), national origin or ancestry, citizenship status, physical or mental disability, genetic information (including testing and characteristics), veteran status, uniformed servicemember status or any other status protected by federal, state or local law. Our commitment to equal opportunity employment applies to all persons involved in our operations and prohibits unlawful discrimination by any Team Member, including supervisors and co-workers. This policy applies to all aspects of employment, including recruitment, advancement, promotion, demotion, discipline, layoff, termination, salary and wage consideration and Team Member benefits.
As such, all Team Members are expected to embrace our corporate philosophy that supports fairness and respect for everyone. It is the responsibility of ALL Team Members to conduct themselves in a manner that reflects the high standards of quality and professionalism our Team Members, and that our customers have come to expect. Equally important is the fair and equitable treatment of fellow Team Members and of our clients. The Company will not permit, condone, or tolerate prohibited discrimination in any form.